2025 Ira Contribution Limits 2025 Over 55

2025 Ira Contribution Limits 2025 Over 55. The ira contribution limit is $7,000, or $8,000 for individuals 50 or older in 2025. Contribution limits for individual retirement accounts (iras), whether traditional or roth, were $7,000 for 2025, rising from $6,500 for 2023.

The roth ira income limit to make a full contribution in 2025 is less than $146,000 for single filers, and less than $230,000 for those filing jointly. The ira contribution limit is $7,000, or $8,000 for individuals 50 or older in 2025.